Worried and frustrated

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talisin's picture
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Joined: 2011-02-25

Well, the bathroom fiasco is at an end as far as insurance goes.....we have a $12,500 total for this emergency redo of the bath and we received a check for $3700!! they refuse to do any more....now the reason this is annoying is that the initial repair was billed to them at $2900 so that means that we got $800 for this even though it is costing a bunch more.....even if you subtract off the extras we chose such as a rainshower head and one row of glass tiles around the tub the cost of moving the toilet elsewhere we still have a looming bill of $10,000 less their money means a balance of $6700. She refused to accept that when you have tile on top of plaster from the 1950's that when you dig into the tile to reach a damaged pipe in the wall that tile would come down on it's own and with it the plaster walls she refused to see it......I have been so stressed working on this for 10 hours a day for 3 weeks that I literally went from seething in anger to crying all the while everyone was here, what a fool i felt like.....I am a very strong person and here I am weepy with 5 people trying to explain the in's/outs of why i won't get any money......with Ben's expenses, the kittens and monkey we honestly don't have the money and i don't know where to find it, that's where the scary part comes in......I know we will recoup somehow we always manage but right now it's very frightening......we have always relied on our cars to get us through slumps like this but with the economy like it is can't sell a car that fast anymore......so I am fretting.........I still can't believe she insulted us with 800 allowance for the damages.....that only covers the cost of replacing the vanity that came out, attaching the toilet and sink back and a bit of baseboard and moldings and a couple of boxes of hardwood flooring!!! that's it......

Thanks for the good thoughts but they must have hit a delay in arriving hahahaha seriously thanks again for caring about this......

chris b.'s picture
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Joined: 2011-01-20

Tal, I am so sorry you didn't get all those good vibes we were all sending you, maybe they're still on their way  :)  I have to agree with you, I really don't like insurance companies.  They don't seem to live in the real world.  You really have to wonder where they come up with their figures.  $800 for a repair that really cost $2900? That's just nuts.  Keep us posted

(((hugs)))

Chris

talisin's picture
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Joined: 2011-02-25

Oh Chris I wish it were just 800 on a 2900 bill but the thing is its 800 on a $8,000 debt!!!! they covered the 2900 and then gave us 800 for the rest of the $8,000 that we owe to contractors......that's why I am so sick, I feel like i have aged 10 years overnight, I am so tired of the battles that occur......not just with the house stuff but also with my health and all, it just seems it's one major battle after another for over 50 years and I am tired just once something should go simple we can't even adopt animals that just live a nice healthy life and then pass quietly in their sleep - no it has to be traumatic with gallons of blood thrown up, or brain tumors, or cancer, or unknowns oh my I am just exhausted from it all and I can't even go soak in a tub to forget it for an hour or so....cause i don't have a dang tub to use......I am very heartbroken over the fact that the people that were here working actually LIED to the insurance woman, told us one thing and told her another, I hate to always be so optimistic about the genuiness of people and then find it was misplaced trust, makes me want to not trust anyone for anything ever again..........ok enough pity party......

One of the reasons I like it in GD forum people are usually themselves and you can believe them when they send out prayers, when they talk about the fact that they care about your dog as much as theirs, they ask about your other animals, wonder where you have been if you haven't been posting for a while, that sort of thing, it gives me hope that there are good people in the world......

Joined: 2012-10-28

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I too am a very trusting person and it hurts so much to find out how innocent you are in that trust of humanity.

It sounds to me like the contractors really sc(**&^% this all up for you, an unbelievable amount of money to be hanging over your head, I can totally relate as I have just done a bunch of work on our house.

Is the work getting done? Or is the contractor going to let you pay in installments? I am so po'd at this I cant believe they are so expensive its supposed to be more $$ in the big cities.

Our Prayers for the animals, remember to give them their dignity and don't wait too long if they are suffering. Its hard to say this but sometimes its better for all when they can say goodbye from a better state than the last resort.

Take your herbal remedies and put some fresh flowers out in your bedroom, spring is coming and have faith and even more patience.... everything will work itself out   ;*)xxxxxxxxx

Julia

cynfully2's picture
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Joined: 2011-10-12

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Tal wish I could come and give you a big hug through this, you are such a kind giving wonderful person I wish you the very best. It will all work out trust me, give it over to God and he will take care of you and show you the lighted way. I don't want to be all preachy but it has been my salvation these past few weeks, life is no unpromised and can be cut short by worry let it go and breath. Right now I know this helps and any remedies you might help use them and rest (I have xanax). Sending much love and prayers your way!

Cyndy

talisin's picture
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Joined: 2011-02-25

Thanks all, I gave myself today to do nothing concerning this situation, tomorrow I will be paying bills and finding out just how bad this leaves us and that will determine when I get Ben in for his oncologist appt. he seems to be doing well if it were imperative that he get in we would figure something out but right now the tumors are almost gone and the others are decreasing thankfully.... I would never put my animals last but you guys know that :)) none of my babies are at the end stage yet, just that we know several are terminal at least we know that much right now....so it won't come as a shock when it is time..

Cynfully I thank you for your concern during this time of shock for you.....I just know you will be fine....

chris b.'s picture
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Joined: 2011-01-20

Oop, sorry Tal, as I re-read OMG no wonder you are freaking out.  I am so sorry, I know how scary it is to have unexpected bills (although not that big) and not know where the $$$ is coming from.  Keep the faith, dear girl, you do have our prayers.

Chris 

Lady Kate's picture
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Joined: 2009-10-28

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Tal.. PM me your address